VetYou

23/08/2024

Who can you thank or leave a review for today?

It's easy for us to remember in HD the less than ideal clients or the lost luggage at the airport. The way we can change this is by amplifying the good stuff.

Who can you thank or write a review for today? A business? A service you used recently? A friend? A colleague?
It will take you 5 minutes and probably make their DAY.

Thank you to the community members who drop VetYou a line, it means a lot and this is why we exist, to empower you to build the financial future you deserve.

PS: Fancy some negotiation tips? Why not schedule some CPD time and watch back one of our many negotiation replays on our YouTube Channel https://youtu.be/yJ6w3uOIvSA?si=aY9XTg8jqLJ2CYCo

20/08/2024

Tip of the Day - Language Changes!

If the word budget gets on your goat then switching language can really help you get on track when it comes to finances. A simple tip with big positives.

Are there words you use in your role or personal finances that you have switched out for better effect? Let us know.

16/08/2024

Financial Bingo!

Have you taken action on any of these in the last month?
What else might help you to take action on before the month of August is out?
Let us know and share below

Why not conduct a Financial Health Check Up?
When you become a free VetYou community member you gain access to our resources. Here is your Financial Questionnaire to help you conduct a Financial Health Check, complete with a recording from Financial Advisor Ruth to help you run through it!

https://www.subscribepage.com/vetyou_financialhealthcheck

13/08/2024

Tip of the day - Slow Cooker Club!

Who here is in the slow cooker club? If so share your recipes below and let's make a veterinary cooking corner of recommendations.

If you need a helping hand with your own Financial Health Check Up, here is your Financial Questionnaire to help you complete with a recording from Financial Advisor Ruth to help you run through it! We are here to help you get your head out of the sand or keep you on financial track.

https://www.subscribepage.com/vetyou_financialhealthcheck

09/08/2024

Fancy a date?

This is such a simple hack that really helps. 15 minutes in your calendar weekly. Why not add it to Fridays and join us. The VetYou team: Katie Ford, Ebony Escalona and Matt Dobbs meet on Friday mornings as a team so make sure to shoot across any questions or queries so that we can help.

What dates do you already have in your calendar to help your finances? Share with the community so we can all benefit from these reminders.

Make a Date For a Financial Health Check Up: When you become a VetYou community member you gain access to our resources. Here is your Financial Questionnaire to help you conduct a Financial Health Check, complete with a recording from Financial Advisor Ruth to help you run through it!

https://www.subscribepage.com/vetyou_financialhealthcheck

06/08/2024

Tip of the Day - Set up a standing order to your savings, no matter how small.

Who is already on this? Give us a thumbs up 👍
Is this on your to do list? Give us a monkey 🙈
Can't do this right now? Give us a lightbulb 💡
Have another way? Give us a heart ❤️

We love to compile your tips to help others and open up the conversation on money. What would be your financial tip? Please share below.
www.vetyou.co.uk

PS: if you are struggling financially please reach out to Vetlife and other organisations who may be able to help. You are not alone in this blip. Drop us a DM and we can signpost.

02/08/2024

As professionals ourselves, we know the importance of seeking advice, right?

There is no shame in seeking advice for our finances too. In fact, it can be an absolute game changer. Sure, google is great for stuff as are our family and friends but real financial triage, diagnostic and support come from those trained in that field. And we have found a golden professional in Ruth.

Book a free call with Ruth who gets "vet".

https://calendly.com/vetyouruth

Ruth is an experienced financial adviser with a difference. Genuine, friendly, and all-round animal lover. Ruth has helped over 450 veterinary professionals create financial plans that not only helped their financial well-being but mental well-being which is important now more than ever. No jargon, just straight-talking friendly advice.

30/07/2024

Tip of the Day

Don't leave your car insurance renewal until the last minute!
Go check your renewal dates peeps and add them into your diary :)

See you tonight for our Live Discussion Series with Veterinary Woman: Breaking Money Taboos: Master Your Mindset and Budget Like a Pro with Katie Ford Coaching & Consulting

https://www.subscribepage.com/veterinary_woman_finance_series

26/07/2024

What advice would you give your younger self regarding finances?

As summer ushers in a new wave of graduates into our profession, we extend our heartfelt congratulations to the newcomers and the teams that have guided them to this significant milestone. Transitioning into professional life brings with it numerous questions, one of the most pressing being: How do we balance quality of life now versus securing our future?

Reflecting on this, what advice would you give your younger self about finances?
We would love to compile your gems and add them to our resource hub for new grads and students https://www.subscribepage.com/vetyouresources

PS: Luna still loves Ebony's old football shirt from over 15 years post graduation :)
University of Liverpool Veterinary Alumni Association

25/07/2024

Let's be honest – budgeting might not always seem like the most thrilling of topics.

We've all had that moment of stubborn resistance when someone suggests we should be more 'mindful' of our spending. (Cue defiant Pingu...)

But here's the thing: taking control of your finances doesn't have to be a chore.

It can actually be empowering, especially when you have the right support and resources.

That's why we're thrilled to announce our collaboration with Veterinary Woman for their upcoming event series, Facing Up To Finances, empowering veterinary women to take control of finances.

These sessions are designed to make financial planning feel less daunting and more doable, no matter where you are in your career.

Whether you're a new grad, practice owner, or anywhere in between, there's something for everyone.

And the best part? You'll be joining a community of like-minded professionals who understand the unique financial challenges we face in veterinary medicine.

Ready to learn how to harness the power of budgeting, step past limiting beliefs and re-write your money stories?

Head over to the link to learn more and register. Let's tackle this together!



Remember, while we aim to educate and support, individual financial advice should come from a qualified professional. But don't worry – we can help connect you with vetted experts who understand our industry!

23/07/2024

Feeling stuck in a financial rut?

You're not alone.

But here's the good news: small changes can lead to big results.

We've compiled 8 actionable steps to help you take control of your finances and build a more secure future, all focused on MONEY MINDSET.

The biggest message we'd love for you to take from this post however is:
You don't have to do this alone.

We've created a network of trusted financial professionals that are ready to help you.

In this carousel, you'll find:

- Seeking support from financial professionals
- Educating yourself through various resources
- Meeting yourself with compassion
- Developing a growth mindset
- Shifting from scarcity to abundance thinking
- Journaling to uncover your money beliefs
- Taking responsibility with self-compassion
- Improving your overall money mindset

Which slide resonates with you most?

Drop a comment and let's chat!

Ready to transform your financial future?
Book a free, no-pressure chat with one of our vetted financial pros at vetyou.co.uk.

PLUS: Want to join us on Tuesday next week where's we are running a whole session on stepping past limiting beliefs to budget like a pro?

We've teamed up with Veterinary Woman and experienced financial advisor Ruth Downs to deliver this free event.

Find the joining information in our bio.

We're here to help you thrive, not just survive.



Remember, while we aim to educate, this isn't financial advice. Your unique situation deserves personalised guidance from a qualified professional.

22/07/2024

How is it best to balance quality of life now vs retirement/future?

What would be your advice?...

This is just one of the thoughtful questions we’ve received for our upcoming free discussion series, designed to empower women with their finances. VetYou and have teamed up to create a safe, quarterly space to learn, discuss, and take action on financial matters.

Life can feel like navigating a choppy sea, with each of us in our own boat facing unique battles—work, health, career, kids, caring duties, relationships, and more. We may be in different boats, but we’re all weathering a similar storm and can help each other out by sharing our experiences (as you do so beautifully in this group) and getting professional support.

Taking control of our finances can help reduce the stresses of life, providing us with the tools to sail smoothly or deploy a lifeboat when needed. We hope this discussion series will be particularly beneficial for this community. As women, you already do such a wonderful job supporting one another. Join us, along with Financial Advisor Ruth Downs, to learn how to master your money mindset and budget like a pro.

Event Details:

Date: 30th
Time: 19:30
Session: Breaking Money Taboos: Master Your Mindset and Budget Like a Pro

Even if you can’t make it live, registering will give you access to the recording and the opportunity to pre-submit questions. By signing up, you’ll stay informed about all upcoming sessions. If you’re interested in sharing your experience as a community guest on any of these topics, please reach out.

Future Topics Include:

• Prepare for the Unexpected: Secure Your Income and Future Today

• Life Changes Ahead: Financial Planning for Family, Moves, and Career Shifts

• Invest in Your Health: Financial Strategies for Wellness and Insurance

Register here: https://www.subscribepage.com/veterinary_woman_finance_series

28/06/2024

FRIDAY FINANCE - Can we take a moment to help you with your personal finances in vetmed?

We know they often feel like a taboo. Sometimes they fall to the end of the to-do list.

Scroll down as we're sharing 5 things you could take action on this month (and the best part is, they all take less than 5minutes).

Book a free call with a financial advisor if you need a helping hand too

https://calendly.com/vetyouruth

1. Cancel an unused subscription
2. Check your pension
3. Review your bank balance
4. Book yourself a money date (aka a financial power hour)
5. Check if you're protected

22/06/2024

Nothing like using Saturday morning to check in on your financial goals 🙌

30/04/2024

Here's one thing nobody talks about enough....

You'll hear the phrase....

"Money doesn't buy you happiness*"

*But, in fact, to an extent - it does.

A 2010 study found that day to day happiness DID go up with money, but only up until about $75,000 per year (approx £60k). Now, obviously, adjust that for inflation too in 2024.

We can't ignore how finances affect our wellbeing. They impact our ability to meet our basic needs, to care for ourselves and those we love - and of course to follow our dreams.

Now, you can see from this study that it does reach a plateau.... but the vast majority of professionals in vetmed earn less than this amount.

What if we gave ourselves and our teams more resources to understand and take action on personal finances? That's where VetYou comes in, and wh we are SO proud to do what we do.

You can nab a free chat with many of our network of financial professionals directly on our website.

You can find a time that suits you so that you can go back to recharging after a busy day, rather than playing email tennis trying to arrange a call.

You matter.
Your money matters.
Let's keep opening the conversations.

Looking after your money helps you in turn to look after your happiness.

The best best time to take action is now 🔥

Kahneman, D., & Deaton, A. (2010). High income improves evaluation of life but not emotional well-being. Proceedings of the National Academy of Sciences, 107(38), 16489-16493.

24/04/2024

Wednesday Wins! Join us in celebrating our new VetYOU home :)
www.vetyou.co.uk

Eeeeekkk our new website is now live! Thank you for your patience as we have been a bit quiet on the ol' communication front.

We are now ready and primed to help you out with all things finances once more and we have found some more financial experts to join our community.

💡Need a hand budgeting? Check out our Financial Audit and our Blog

💡Looking into Mortgages? Nab a free call with Sarah from Clever Mortgages

💡Need some accounting support? Drop Nichola at Harris & Co or Gorilla Accounting a line

💡Want to chat to a financial advisor that gets Vet? Drop Ruth a line for a free exploratory call.

💡Looking for Income Protection or a solution to cover your housing costs if sh*t hit the fan? Check out our solutions page and Home Protector.

💡Are you a new grad or know one who needs a hand? Share our Padlet full of resources https://www.subscribepage.com/vetyouresources

This is your reminder that you work hard for your money and deserve timely and expert financial education, advice and support! ;)

Check out lastest Newsletter and join us, all the links to the above can be found here:
https://preview.mailerlite.com/x2v4z6l9r4

Welcome to VetYou, the home of Financial independent you. We support and educate about your health, your income and your future in the veterinary industry.

23/04/2024

Sometimes, the unexpected happens.🤦‍♀️

Reposting this after nearly one year!

"Katie here, I'm one of the VetYou team - I'm also a vet and run my own business(es).

For 2 weeks, I haven't been able to do any work.

I put my back out.

Here are 5 things you can't afford to miss...

💥1. This could happen to anyone.
I am reasonably fit. I go to the gym. I don't do extreme sports. We aren't invincible, even when young.
Life happens. Work happens.
Whether you're on a farm and hurt by a crush, kicked by a horse, bitten by a cat....or bend down to pick something up...don't be naive enough to think this can't be you.

💥 2. Check your contract and benefits NOW
Don't find out *when* you're injured that your workplace doesn't pay you if you're sick or injured...be forewarned and forearmed.
Some places may give 2 weeks or 6 weeks pay.
Others will give nothing.
Statutory Sick Pay from the government is just £109.40 per week. Would that cover your bills? I know it wouldn't mine.

💥 3. Income Protection exists
This is a special insurance policy that gives you a tax-free monthly payment if you're unexpectedly sick or injured. It's generally a % of your regular income.
Be aware different levels of cover exist - much like pet insurance.
Some kick in straight away, for some, there's a delay.
Equally there is different cover depending on the work you're able to do.
There are still options with pre existing conditions, we did a series on this.
Sounds complicated? It's something worth getting right and hence why we work to intro you to trusted financial advisers that help you make sure you're properly covered. Drop us an email (UPDATE: now you can book in directly with a financial professional on our website! Plus you can learn about another protection product on there too.)

💥 4. Other policies can he helpful.
One of the (few) good financial decisions I made in my 20s was taking out private health insurance - it was a much lower investment because I was younger.
I'm so grateful for our NHS and aware of the privilege having cover is, this is a debate in itself, but it has helped greatly in getting back on my feet so I can get back to helping others.

💥 5. Get your emergency fund in place.
Is there a delay before your income protection pays out?
Create a pot to cover you for the unexpected.

You won't regret it.

Share far and wide 🙏"

Pssst... I know lots of people tend to message us and say they can't get income protection for various reasons. We ran a whole series in collaboration with BVCIS on this topic, busting myths, explaining alternative options and how often having a financial professional in your corner can be valuable. The series is on our YouTube page, check it out.

16/04/2024

Who bloomin' loves a podcast in the car?

Hands up 🙌

A couple of years ago we collaborated with on a season of the Borborygmi podcast.

We had some ace guests including , , , , , , and many more.

They touch on allsorts from money mindset to pensions to income protection, private healthcare and entrepreneurship.

Worth a listen.

Drop your fave car listens to inspire everyone...

Ace photo from VSGD Live in 2022 🥰

11/04/2024

It’s National Pet Day!

Here is Luna who lives with and is VetYous chief smile officer. As you can see here Luna doesn’t worry about finances, she is more worried about snacks, squirrels and whether she had got an elevated and warm place to rest her little pencil body 😂

Now, Ebony was gifted the Chaise for Luna but it made us think …

💭what’s the best/funniest investment you have ever made for your pets or patients?

Let us know below!

27/03/2024

We often get into the trap of thinking we have to sort everything out alone
Or that Google will be enough…

When it comes to our finances it’s always good to get expert advice

That’s why we have sourced professionals to help YOU

Financial advisors ✅
Accounting ✅
Mortgage advice ✅
Income Protection & Home Protector services ✅
Pensions ✅

and more

AND now you can book exploratory calls directly with them on our new website

https://vetyou.co.uk/solutions/
And for everything else drop us a line at [email protected]

20/03/2024

Home Protector
If you follow VetYou, you’ll know that we often talk about the value of protection policies, in case you become injured or too unwell to work.

For veterinary professionals, VetYou, along with FutureProof Limited are very excited to launch Home Protector from Holloway Friendly, as an option to help cover some of your monthly costs, in case you’re unable to work.

What is Home Protector?
Home Protector is a way you can take control of being able to pay for your home, for up to one year, if you couldn’t work because of an illness or accident. It pays out the money you need for your mortgage or rent, plus there’s the option for a bit extra on top, if you need it.

How is Home Protector different from Income Protection insurance?

Income Protection is based on a percentage of your income and you can choose how long you want to be paid for. This will typically be for one year, two years, or until you retire. Income Protection requires you to answer a number of health and financial questions. Essentially you have to apply for Income Protection, and while you may be accepted, you may also find the answers you’ve given cause your price to increase or for you to be declined.

With Home Protector, there are no health or financial questions, and rather than your income, Home Protector is based on your mortgage or rent (plus a little extra on top if you need it). This makes Home Protector much easier to buy. Home Protector pays out for up to one year and repeat claims are possible (please read the Key Facts and terms & conditions)

https://vetyou.co.uk/home-mortgage/home-protector/

If you’re looking to cover more of your income, for a policy that pays out for more than 12 months, or to discuss your individual circumstances in more detail, you can speak with one of our financial advisers. Head to www.vetyou.co.uk to find out more.

Future Proof Limited are leading protection specialists, who are available to provide support and assistance should you decide to take out the Home Protector product.

VetYou is an Appointed Introducer of Future Proof Limited and their Firm Reference Number (FRN) is 971606. Future Proof Limited is an appointed representative of St. James Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.

15/03/2024

Would you be able to pay your rent or mortgage if you were suddenly unwell and unable to work?

Within the veterinary profession, many of us know stories of unexpected illness and injuries amongst ourselves and our colleagues. Those times can be stressful, let alone with potential added financial challenges.

VetYou are delighted to work with Future Proof Limited, to introduce you to the Home Protector Product from Holloway Friendly.

Future Proof Limited are leading protection specialists, who are available to provide support and assistance should you decide to take out the Home Protector product.

With Home Protector, your mortgage or rent will be paid for up to a year if you are too unwell to work in your job. There is an option to add a little more on top of this too.

There are no health or financial questions - the policy is quick and easy to purchase.

You aren’t covered for conditions that you’ve had within the last two years, or permanent conditions.

The full details can be found on the website; there’s a brilliant video that explains everything.
https://vetyou.co.uk/home-mortgage/home-protector/

When you buy Home Protector, you’ll also get free access to a fantastic 24/7 GP service, with the choice of video or phone appointments. It’s also available for your partner and children under 18 to use, if they’re living with you. We know that working in veterinary practice, it can often be tricky to find time for personal appointments, so we were excited to see this offered as part of the policy.

If you’re not sure whether this is right for your given circumstances, or want to explore other options, there is the option to speak with the provider directly, or to book in with a financial adviser.

Head to https://vetyou.co.uk/home-mortgage/home-protector/ to find out more.

VetYou is an Appointed Introducer of Future Proof Limited and their Firm Reference Number (FRN) is 971606. Future Proof Limited is an appointed representative of St. James Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.

14/03/2024

News Alert! Home Protection!!

VetYou, in collaboration with Future Proof Limited, are delighted to present to the community a new protection product:

🏡 Home Protector from Holloway Friendly.

In a profession that works with animals, we know how quickly life can change. Ill health or accidents can happen to any of us, which is stressful in itself, let alone the added responsibility of paying bills on top of that.

With Home Protector, your mortgage or rent will be paid for up to a year if you are too unwell to work in your job. There is an option to add a little more on top of this too.

There are no health or financial questions - the policy is quick and easy to purchase.

You aren’t covered for conditions that you’ve had within the last two years, or permanent conditions.

The full details can be found on the website; there’s a brilliant video that explains everything.
https://vetyou.co.uk/home-mortgage/home-protector/

🩺 When you buy Home Protector, you’ll also get free access to a fantastic 24/7 GP service, with the choice of video or phone appointments. It’s also available for your partner and children under 18 to use, if they’re living with you. We know that working in veterinary practice, it can often be tricky to find time for personal appointments, so we were excited to see this offered as part of the policy.

If you’re not sure whether this is right for your given circumstances, or want to explore other options, there is the option to speak with the provider directly, or to book in with a financial adviser.

Head to www.vetyou.co.uk to find out more.

Future Proof Limited are leading protection specialists, who are available to provide support and assistance should you decide to take out the Home Protector product.

VetYou is an Appointed Introducer of Future Proof Limited and their Firm Reference Number (FRN) is 971606. Future Proof Limited is an appointed representative of St. James Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 27/2/2024

11/03/2024

VetYou, in collaboration with Future Proof Limited, are delighted to present to the community a new protection product:

🏡 Home Protector from Holloway Friendly.

Future Proof Limited are leading protection specialists, who are available to provide support and assistance should you decide to take out the Home Protector product.

In a profession that works with animals, we know how quickly life can change. Ill health or accidents can happen to any of us, which is stressful in itself, let alone the added responsibility of paying bills on top of that.

With Home Protector, your mortgage or rent will be paid for up to a year if you are too unwell to work in your job. There is an option to add a little more on top of this too.

There are no health or financial questions - the policy is quick and easy to purchase.

You aren’t covered for conditions that you’ve had within the last two years, or permanent conditions.

The full details can be found on the website; there’s a brilliant video that explains everything.

🩺 Plus - with Home Protector, get access to 24/7 GP consultation services, for you and your family. This service in itself is worth £14.99 per month, and is included in your policy. We know that working in veterinary practice, it can often be tricky to find time for personal appointments, so we were excited to see this offered as part of the policy.

If you’re not sure whether this is right for your given circumstances, or want to explore other options, there is the option to speak with the provider directly, or to book in with a financial adviser.

Head to https://vetyou.co.uk/home-mortgage/home-protector/ to find out more.

VetYou is an Appointed Introducer of Future Proof Limited and their Firm Reference Number (FRN) is 971606. Future Proof Limited is an appointed representative of St. James Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
SJP Approved 27/2/2024

08/02/2024

We hear you.

A quick reminder that there are ways to make your goals and financial aspirations happen, and they don't all need to start with cutting back on the small things.

We know it's a tricky economic climate out there too.

On our website, you can book in directly with a mortgage professional, experienced with veterinary clients, to chat about your individual circumstances. Head to vetyou.co.uk to find out more.