Mortgage Jake

16/05/2021

25/04/2021

invited and I for a and and class that BLEW OUR MINDS. ridiculous cocktails, insanely good salad, ceviche and gnocchi. who knew I could cook this good? Oh, wait....

08/04/2021

is changing as of June 1st. This means you will qualify for 4% or so LESS purchase power. This means if you buy before June 01, you can still qualify for more money. If you have a ... those are useless without a purchase agreement. Yikes!

15/03/2021

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5 years ago I made the leap to finally hiring an assistant, after years and years of doing it all myself. I realized that there had to be a better way and even though it was a big jump for me, looking back I wonder why the hell I didn’t do this sooner.

Today was another major leap forward. Today, Dallas and I welcome a new member of our team: Devon Burnet. Devon is a very experienced Senior Underwriter who comes to us from of our favourite lenders. She’s smart, personable, and most important an amaaaazing human being.

Devon is going to let us be more efficient, get back to you faster, offer more options in the lending space, and have us deliver on our promise: To truly get you the best possible mortgage experience we can, bar none.

Say hello to Devon! And let’s keep 2021 rolling!

10/03/2021

This was a very simple and normal deal but with one wrinkle. SWIPE ➡️ to read the story!

𝙂𝙤𝙩 𝙦𝙪𝙚𝙨𝙩𝙞𝙤𝙣𝙨?
DM me, or contact me at
📩 [email protected]
📲 (416) 910-4448

08/03/2021

I am fortunate to be surrounded by two of the most incredible women I've met, and to watch them grow their business and bond into something truly remarkable. and are an inspiration to me and my son.
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Professionally, I would not be here if it wasn't for , my superstar Associate and an incredibly good human. We've been together for 5 years now and it feels like it's only the beginning. We are growing and have hired a new Underwriter, who also happens to be a woman, and also happens to be an incredible human and we can't wait to announce that big news.
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A lot of you compliment me on my content on social media and it would not ever have happened if and I partnered up to give you the good. She's been incredibly creative, resourceful and most important, very patient LOL with me.
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And finally, I work with a LOT of who I truly love, and it just happens that a lot of them are also women! Cheers to you 🍻for all of your hard work, dedication, and sacrifice. A lot of you have families, and relationships, that you put to the side to be your best in front of and because of your clients. Real Estate is a profession where I see a ton of incredible women grow and achieve success and I hope it translates to many other professions as we as a society have got to , keep fighting for equality, and breakthrough to a proper way of life.
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One thing I want to share is, having a son, it is my responsibility to drill this into his head as well. For all the men out there who influence young boys, do your part. It starts at home and it starts with us. We have a responsibility to teach, motivate, and inspire women around us, and if our young boys and men don't do the same, we have failed.
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Happy .

05/03/2021

1) Find out what your penalty is.⠀⠀⠀⠀⠀⠀⠀⠀⠀
2) Let's compare your income, assets, liabilities, and make sure you qualify.⠀⠀⠀⠀⠀⠀⠀⠀⠀
3) Once I know #2 is done, the math never lies.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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𝗧𝗵𝗲𝗿𝗲 𝗮𝗿𝗲 𝟯 𝘄𝗮𝘆𝘀 𝗼𝗳 𝘀𝗮𝘃𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝗽𝗲𝗻𝗮𝗹𝘁𝘆 𝗼𝗿 𝗵𝗮𝘃𝗶𝗻𝗴 𝗶𝘁 𝗶𝗻𝗰𝗹𝘂𝗱𝗲𝗱 𝘀𝗼 𝘁𝗵𝗮𝘁 𝗶𝘁 𝗱𝗼𝗲𝘀𝗻'𝘁 𝗰𝗼𝗺𝗲 𝗼𝘂𝘁 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗽𝗼𝗰𝗸𝗲𝘁!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We can:⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Capitalize on that penalty = add it to your new mortgage.⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Refinance that penalty = add it to your new mortgage.⠀⠀⠀⠀⠀⠀⠀⠀⠀
- Get you a cashback mortgage to pay for that penalty.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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So if you're thinking of breaking your mortgage, tell me your penalty, and I'll tell you if you should do it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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DM me, or reach me at⠀⠀⠀⠀⠀⠀⠀⠀⠀
📩 [email protected]⠀⠀⠀⠀⠀⠀⠀⠀⠀
📲(416) 910-4448⠀⠀⠀⠀⠀⠀⠀⠀⠀
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03/03/2021

We’re already two months into 2021 and finally we’re seeing some increases in interest rates (fixed-rates). When I say “finally”, I don’t mean this that I’m happy about it. On the contrary! However let’s face it: Low rates were not going to be here forever, and here’s what I want to make sure you know: 𝗔𝘃𝗼𝗶𝗱 𝘁𝗵𝗲 𝗹𝗼𝘄 𝗿𝗮𝘁𝗲 𝘁𝗿𝗮𝗽!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What’s that?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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𝗥𝗲𝗮𝗱 𝗮𝗯𝗼𝘂𝘁 𝗶𝘁 𝗶𝗻 𝗺𝘆 𝗹𝗮𝘁𝗲𝘀𝘁 𝗯𝗹𝗼𝗴 𝗽𝗼𝘀𝘁, 𝗧𝗵𝗲 𝗟𝗼𝘄 𝗥𝗮𝘁𝗲 𝗧𝗿𝗮𝗽! 𝗟𝗶𝗻𝗸 𝗶𝗻 𝗯𝗶𝗼.⠀⠀⠀⠀⠀⠀⠀⠀⠀

26/02/2021

One of my best and friendliest and super nice Realtors calls me in a pinch. She knows that if I can’t do it, nobody can.

SWIPE ➡️ to read the story!!

Got questions?
DM me, or contact me at
📩 [email protected]
📲 (416) 910-4448

18/02/2021

🤯

5 years ago a person who made $65,000 got into the condo market, she bought a 500 sqft condo for $250,000 and it's doubled in price. Today that person can't buy her own condo at 5% down because she can't qualify for it. Whoa.

There's this little pocket in (pronounced Bah-Bee, not Bay-Bee) of semi-detached houses which were a perfect first-time buyer starting point for so many, and now it's absolutely blowing up.

In 2016 you could've bought a pretty good but maybe older condition semi here for $665,000. Do a bit of work to it, and sit on it and wait for the market to catch up?

Well, sure enough, it did. It's now 1.3M to get INTO this pocket.

𝗧𝗵𝗲 𝘀𝗺𝗮𝗿𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗰𝗮𝗺𝗲 𝗵𝗲𝗿𝗲 𝟱 𝘆𝗲𝗮𝗿𝘀 𝗮𝗴𝗼 𝗮𝗻𝗱 𝗻𝗼𝘄 𝗮𝗿𝗲 𝗺𝗼𝘃𝗶𝗻𝗴 𝘂𝗽 𝘁𝗼 𝗱𝗲𝘁𝗮𝗰𝗵𝗲𝗱 𝗼𝗿 𝘀𝘁𝗮𝘆𝗶𝗻𝗴 𝗽𝘂𝘁 𝗮𝗻𝗱 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗮𝗻𝗱 𝘂𝘀𝗶𝗻𝗴 𝗲𝗾𝘂𝗶𝘁𝘆 𝘁𝗼 𝗯𝘂𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀.

16/02/2021

I often get asked this question: "Should I go fixed or variable?", and it's impossible for me to answer. 𝗦𝗼 𝗺𝗮𝗻𝘆 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 𝗴𝗼 𝗶𝗻𝘁𝗼 𝗱𝗲𝘁𝗲𝗿𝗺𝗶𝗻𝗶𝗻𝗴 𝗶𝗳 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝗴𝗼 𝗳𝗶𝘅𝗲𝗱 𝗼𝗿 𝘃𝗮𝗿𝗶𝗮𝗯𝗹𝗲:
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● What's the difference between the rates?
● How comfortable are you with rates going up?
● How long will you stay in this property?
● Are you okay with the penalty if you break early?
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If there is a difference between variable and fixed, about three-quarters of a percent, almost always consider variable rate. BUT if the rates are where they are right now, which are VERY close to each other, we gotta plan this out before I can give you my suggestions.
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Contact me and I'd be happy to help you out.
📲(416) 910-4448
📩[email protected]
Or direct message me on Instagram/Facebook!
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