Mastering credit has been a game-changer in my mortgage career! By helping clients improve their credit scores, I’ve been able to secure better rates and close more deals. Understanding credit reports and knowing exactly how to guide clients toward stronger financial positions was one of the biggest challenges—but also the most rewarding.
That’s why I’m excited for this course! It’s going to take my expertise to the next level and help more clients achieve their homeownership goals.
Looking forward to learning and growing—see you there!
👉 trycreditworthy.com
#MortgageExpert #CreditMatters #FinancialSuccess #CreditWorthy #HomeLoans #BetterRates #RealEstate #CreditScoreBoost
🚨 You’ve seen the videos saying the Department of Government Efficiency violated FERPA and your student loans can magically disappear?
Yeah… that’s not how this works.
This viral “hack” is giving people false hope — and wasting your time. No court has ruled it forgives debt. No law supports it.
If it sounds too good to be true… it is.
Let’s talk about what’s really going on — and what you should actually do if you're struggling with student loans.
👉 Save this post.
👉 Share it with someone chasing fake hacks.
👉 Follow for the truth about credit, loans, and how to protect your financial future.
#StudentLoanForgiveness #CreditRepair #CreditMyths #DebtFreeJourney #CreditEducation #FERPAFacts #FinanceTips #MoneyTruths #CreditScoreHelp #FinancialFreedom #LoanHelp #StudentLoans2025 #MoneyTok #CreditTruth #FinanceForAll #StopTheScam #TikTokFinance #LoanForgivenessFacts #BudgetSmart #CreditFacts #doge
The CFPB just finalized a rule that removes $49 billion in medical debt from credit reports! This means:
✅ Medical bills will no longer appear on credit reports
✅ Lenders can’t use medical debt in loan decisions
✅ 15M Americans could see credit scores rise by ~20 points
✅ 22K more mortgage approvals each year
But important note—this doesn’t erase your medical debt. You may still owe it, but it won’t tank your credit score.
The rule is expected to take effect in March 2025, but it’s currently stalled. Stay tuned—we’ll keep you updated!
💬 Got questions about credit? Drop them in the comments!
#CreditNews #MedicalDebt #CreditScore #CFPB #FinancialFreedom #DebtRelief #CreditRepair
Understanding credit is essential for loan officers—it sets us apart as experts and builds client confidence. I’m excited to dive into strategies for boosting credit scores and learning about different scoring models beyond the mortgage-specific one.
Since working with Ivory, I’ve seen firsthand how the right credit guidance can turn a “not quite qualified” client into a homeowner. A small score boost can mean a much better rate—and more closed loans!
Stay tuned for more insights!
💡 Learn more at trycreditworthy.com
#FairwayIndependentMortgage #CreditExpert #LoanOfficer #HomeLoans #CreditBoost #MortgageSuccess #FinanceTips
📢 STOP Before You Pay That Collection! 📢
Most people pay collections the WRONG way—and it’s costing them big time. Paying off a collection won’t always boost your score. In fact, it could hurt you if done incorrectly.
Before you pay, ask these 3️⃣ key questions:
1️⃣ Is it past the statute of limitations? If it's too old, they can’t sue you—and it may not even belong on your report!
2️⃣ Will they remove it? If they won’t do a pay-for-delete, paying might not help your score.
3️⃣ Is it even your debt? Over 80% of collections have errors—verify first!
💡 What to do instead:
✅ Request debt validation
✅ Negotiate a pay-for-delete (if it makes sense)
✅ Know your rights before making a move
💬 Have you ever been pressured to pay a collection? Drop your experience in the comments! Need help? DM me “COLLECTION” and let’s talk!
#CreditScore #CreditRepair #FinancialFreedom #DebtFree #MoneyTips #CreditHelp #BadCredit #FixYourCredit #CreditMatters #CreditEducation
If you're a victim of identity theft, our attorney partnerships can step in to fight for your rights—often leading to monetary compensation for violations. If creditors or credit bureaus fail to cooperate after being notified, legal action may be the next step.
We leverage consumer protection laws to hold creditors and bureaus accountable—whether through arbitration or litigation—to help restore your credit. First, we’ll get your score where it needs to be, then tackle identity theft disputes to ensure a full financial recovery.
📈 Let's take back control of your credit! Get expert guidance with a FREE consultation from Incite Strategies. Click the link to schedule yours today: https://incitestrategies.credit/
#IdentityTheft #CreditRepair #KnowYourRights #FinancialFreedom #CreditSuccess #FreeConsultation
