Millsinn Corgis

05/03/2024

Its our Babies 1st birthday. Love to see Echo, Wrecker, Tech, Hunter, and Omegas updated photos.

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03/19/2024

Sabine telling Koi she wants to be friends.

02/12/2024

Those of you who have purchased Pet Insurance. After 2 years, we did a detailed analysis of premium costs, vet visits and reimbursements. It was determined based on total costs and savings that we in fact got $0 return on our premium when looking at how much we were reimbursed.

Here is the break down:
Total Insurance Premium Bill: for Period of 24 months for 5 dogs:
Total premiums paid: $4951.33*
Total Vet Bill Same Period: $3,264.09
Total Vet + Premium = $8215.42
Saved/ Reimbursed: 1,429.68
*note: Each dogs pet insurance is an average of $725/yr or $1450 in this case.

Average Vet Checkup is $150/year per dog. We get $100 to $125 back on that visit. Our Vet isnt a high priced vet either. Still $25 out of pocket plus insurance premium of $725. You are now out of pocket $750 per dog each year. Now granted there is no catastrophic incident but if you self funded then the money will be there earning interest.

Summary: We actually didnt see any return of our premiums paid into the insurance company. We are still out all the premiums plus about $25.

Solution:
Find a High Yield Savings account and earn interest on those same funded dollars you are using for the insurance premiums. If you can also connect a credit card to that High Yield Savings (HYS) account you can pay direct and perhaps earn some points. What we have done is Open an AMEX HYS account which is getting 4.3%, connect it to the AMEX Gold card so we can easily back fill what we pay the vet and just fund those same insurance premiums into the Savings account. It has no minimum balance and no fees. If you like, use this link and open your own account. Plus the perks of the points and such is one of the best.

American Express Card with this link. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply.

Enjoy the benefits of the American Express® Gold Card. Apply now. With your new Card, you could earn a welcome bonus and your friend could earn a referral bonus. Terms Apply.

01/28/2024

We would like all our puppy owners to post a photo and a short update on our babies.

12/19/2023

Bristol out of surgery and recovering well. No more puppies for this girl. She had two wonderful litters.